Author Archives: David Lloyd

Many people who have been through a bankruptcy ask how they can improve their credit score. No one wants to go back to being strapped with credit card debt, but anyone would want better interest rates on car loans and mortgages—and let’s face it, there’s not much you can do without at least one credit…

Read More

What is the job of a trustee? In every Chapter 7 bankruptcy there is a trustee, who is a private individual, usually a bankruptcy lawyer. His job, or her job, is to see if you have any property that can be turned into cash to pay your creditors. When you file Chapter 7, everything you…

Read More

Unfortunately, money problems and problems at home often go together. Couples who are having financial difficulties are under a lot of stress, and this can cause marital problems. And couples who divorce often find out that, although two can’t live together quite as cheaply as one, setting up separate households can be very expensive. How…

Read More

The most valueable asset most people have, after their home, is usually their car. In today’s world it’s hard to get by without a vehicle, and people who file bankruptcy are right to be concerned about whether they can keep their car. What if you owe money on your car; can you keep making the…

Read More