My name is David P. Lloyd, and I am a La Grange Chapter 13 bankruptcy attorney serving individuals in Cook County and surrounding areas of Illinois. I firmly believe that seeking debt relief through bankruptcy does not have to feel like you have lost everything. My goal is to help my clients walk out of my office with a bright outlook on the future, and new opportunities ahead. Bankruptcy provides this opportunity in many difficult financial matters.
Affordable Payment Plans Through Chapter 13
Many people who have significant debt burdens (mortgages, car payments, credit card debt, utilities payments, medical bills, etc.) still have steady income. Because of this, they do not often qualify for bankruptcy through Chapter 7. Chapter 13 bankruptcy allows individuals and families in this situation the opportunity to restructure debts into repayment plans that work for them, setting them up to have debts settled in three to five years. Once we begin work on your bankruptcy case, foreclosure actions, creditor harassment, wage garnishment and other stressful matters are put to an immediate end as we work out a solution.
In most cases, the payment plans developed in Chapter 13 are structured and calculated based on your budget and ability to pay. A thorough assessment of your household income, debts and living expenses is necessary to make appropriate calculations. If you are struggling with more than just personal debts, and need to pursue bankruptcy for business and commercial debts as well, then Chapter 11 bankruptcy or Chapter 7 bankruptcy for businesses might be right for you. My office can help you make the right decision for your debt relief needs no matter what bankruptcy issue you are facing.
Contact Cook County Repayment Plan Attorney David P. Lloyd Today
Plant the seed today for a fresh start tomorrow. By scheduling a free consultation with David P. Lloyd, Ltd., online or by telephone at 708-937-1264, you can work directly with an Illinois lawyer who knows bankruptcy and how it can unearth new potential. There is no need to hesitate in getting information that addresses your unique needs. I look forward to hearing from you.
My firm is a debt relief agency. I help people file for bankruptcy relief under the Bankruptcy Code.