Your financial problems are unique. Only you can decide whether bankruptcy is your best option. You should consider these warning signs:
- If you are facing foreclosure or repossession;
- If your creditors have attached your wages or your bank account;
- If you can’t catch up with your bills no matter how hard you try; or,
- If you no longer answer the phone because creditors call you night and day.
You may wish to call Mr. Lloyd to discuss your situation. His job, as a bankruptcy attorney, is to consider your entire financial picture, explain all the options to you, and guide you as you make the decision that you think is best.